The Cambridge Centre for Alternative Finance and the Polsky Center for Entrepreneurship and Innovation at the Chicago Booth School of Business recently collaborated on research […]
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Small Business Confused About Alternative Lending Options Part II
When we think small business lending, we are usually talking loans less than $250,000. Many non bank fintech companies have made forays into this space […]
How the SEC Custody Rule is impacting Alternative Finance and Investors
Scaling Institutional Investment in Trade Receivables requires creating Infrastructure and that includes Custodians (and not the janitorial kind). There are two big areas of third […]
Why Repayment Velocity Matters to Securitization Investors
When Marketplace lenders establish new loans, the question of how repayment is going to work matters to investors, particularly those that invest in their securitization […]
The Worlds Changed Forever
Below are recent headlines from various news sources. I can’t stress enough how the structural changes going through the Bank, Credit, and Capital markets are […]
Captive Finance 101– Google looks to finance its Own Vendors
The traditional Captive Finance companies – such as Deere Capital, CAT Financial, or GE Capital helped finance their vast subsidiary sales with various dealer and […]
Merchant Cash Advances evolve to Online Lending Platforms – Part I
We are seeing financial innovations over the last few years that we have not seen ever. Period. Small business lending has seen the brunt of […]
Can Marketplace Lending Go the Distance? An Insider’s View Part II
The first installment of our discussion with Susan Joseph covered why 2014 was the year for Peer to Peer or Marketplace lending. Today we look […]
Can Marketplace Lending Go the Distance? An Insider’s View Part I
Susan Joseph is a former General Counsel of a start-up peer lending financial services/tech disrupter. She served as General Counsel at a trade receivables insurer […]
2014 TFM Year in Review – Part I
When you look back in 2014, there are several themes that impact the world of business credit. The first of course is the rise of […]
Why Did Lending Club Go To Market so Fast and Other Asset Creators Struggle?
Was the Lending Club just in the right place at the right time? For sure, a whole bunch of secular trends have gone their way, […]
Square adds cash advances – small business lending continues data driven movement
I’ve been a big fan of Square and its ability to enable small business to accept credit cards anywhere for 2.75%. It’s a convenience and […]